Buy now, pay later at your favorite shops.

We allow you to shop at your preferred stores and pay in instalments, so you can get what you need today!

Get Started With Motito

Top brands we
work with

Make a purchase with any of our partner stores and brands and pay instalment.

TCL is on PayLater
Household Electronics
TCL
Ashfoam is on PayLater
Furniture
Ashfoam
Electormart is on PayLater
Household Electronics
Electormart
Glam 'N' Inches is on PayLater
Beauty
Glam 'N' Inches
Intact Ghana is on PayLater
Tech
Intact Ghana
i Shop is on PayLater
Tech
i Shop
Ware House is on PayLater
Household Electronics
Ware House
Wig Club is on PayLater
Beauty
Wig Club

Start buying just in 3 steps.

Install the app, setup your preferred repayment method and start shopping. It’s that easy.

01
Activate your account
Download the motito pay later app on IOS or Android and activate your account.
02
Select a shop
Buy a product from any of our partnered brands and stores now and pay cost of product in installments.
03
Make payment
Checkout with a payment plan that best suit your income flow.

Buy Online or In Stores

Pay without breaking the bank. Pay with convenience, download motito paylater app now!

Get Started With Motito
See our partner shopsHow does it work
Why shop with Motito

Pay over time,
no gimmicks

At Motito, we want financial freedom to be second nature. This is why our mobile shopping app provides you convenience and a tailored-to-you payment plan that’s sure to make you smile.

A wide range of stores to shop from

Shop with any of our partner brands and shops from our app, website or in-stores. We partner with brands and stores that provide quality products for your use.

No Hidden Charges

We believe in transparency and honesty so all our charges are clearly outlined to ensure this.

Instantly boost your sales

Become a merchant on motito and give your customers a new and flexible way to shop with you!! They'll come back for more.

Become a Merchant

Our Shoppers have nice things to say about us

Lovelace - February, 2020

Great app you can pretty much order from any store. I was moving and needed a bed. I downloaded the app and was able to get what I needed without breaking...

Zonke - May, 2020

I am very pleased with the easiest app to use and I was able to purchase on a payment plan I can afford..I have used Quadpay twice now !! Once at UGG and now EBay..I appreciate the ability to break the payments up which then I can pay like loan or credit card...Making my credit score improve!! Love ...

Lovelace - February, 2020

Great app you can pretty much order from any store. I was moving and needed a bed. I downloaded the app and was able to get what I needed without breaking...

Zonke - May, 2020

I am very pleased with the easiest app to use and I was able to purchase on a payment plan I can afford..I have used Quadpay twice now !! Once at UGG and now EBay..I appreciate the ability to break the payments up which then I can pay like loan or credit card...Making my credit score improve!! Love ...

Lovelace - February, 2020

Great app you can pretty much order from any store. I was moving and needed a bed. I downloaded the app and was able to get what I needed without breaking...

Zonke - May, 2020

I am very pleased with the easiest app to use and I was able to purchase on a payment plan I can afford..I have used Quadpay twice now !! Once at UGG and now EBay..I appreciate the ability to break the payments up which then I can pay like loan or credit card...Making my credit score improve!! Love ...

Lovelace - February, 2020

Great app you can pretty much order from any store. I was moving and needed a bed. I downloaded the app and was able to get what I needed without breaking...

Zonke - May, 2020

I am very pleased with the easiest app to use and I was able to purchase on a payment plan I can afford..I have used Quadpay twice now !! Once at UGG and now EBay..I appreciate the ability to break the payments up which then I can pay like loan or credit card...Making my credit score improve!! Love ...